Linking your money to more.
A transactional Mastercard account in the LynkPay app. Spend, transfer, buy airtime and power, and see every fee. When you need credit, it lands here too.
Your balance, your card, what you have spent and what it costs. No branch, no queue, no phoning to ask where you stand.
A LynkPay account is a place to keep your money, spend it, and see exactly where it went — whether or not you ever borrow anything.
See the fee, the interest and the total before you give us your name. Applications and pricing live on a separate page — this one is about the app.
Ask about the app, the account, or anything else. We will come back to you — usually within a working day.
How we handle your information when you use LynkPay — including if you later apply for credit through LynkPay Finance.
If you apply, we use your name, ID number, contact details, income, expenses, employment and the documents you send to decide whether the loan fits. That is required by the National Credit Act. We cannot do it without your agreement — the first checkbox on the form.
The same agreement lets us ask a registered credit bureau (Datanamix) about your credit record. We send your ID number. We do not send the application until you have ticked that box, and we keep a record of the agreement — when, from which channel, and the exact words you saw. We do not run the enquiry without that record.
Only if you tick the second box. Agreeing to be assessed is not agreeing to receive marketing. You can leave it unticked and still apply.
We keep the application, the assessment and the consent record because the National Credit Act requires us to show how a decision was made. If you want a copy, or want marketing stopped, ask us using the details on this page.
